Americana Fast-Recovery

The Ledger — Florida

Florida’s tax deed surplus, read from the clerks’ own records and sold to exactly one buyer.

When a Florida property sells at tax deed auction for more than the tax debt, the Clerk of Court holds the difference for the former owner. One notice goes to the house they just lost. Then the money sits.

Sixty-seven clerks publish that surplus in sixty-seven formats. We read all of them every day, resolve the titleholder against official records, scan for senior liens, and estimate what reaches the former owner.

Counties read
4 of 67, from the clerks' own lists
Records in the Ledger
256
Liens
unverified today — no Net-to-Owner is estimated
Floor
$25,000 or more, or it is never sold
Exclusivity
60-day claim lock, one buyer
Claims we file
0
Open the Ledger — 256 records, $3.4M held

Search it free by name, parcel or certificate number. No signup, no card, no email asked for.

Record sheet — what a claim lock unredacts

PK-2026-0417Polk County
SAMPLEFigures illustrative · verified 2026-08-28
Surplus
$41,200
Sale date
2025-11-04
Notice date
2025-11-18
120-day lienholder bar
closed 2026-03-17
Escheat
not due
Net-to-Owner
$38,900
Grade
A — senior liens cleared
Redacted until locked
Titleholder of record
Tax deed no.
Parcel no.
Lien detail
Clerk filing route
Claim form

The floor

$25,000

Surplus pays senior liens before it reaches the titleholder. A $60,000 surplus behind a $58,000 mortgage is a wasted week, and nothing in the clerk’s published list tells you which one you are looking at.

So only records with a Net-to-Owner of $25,000 or more are ever sold. Everything below stays searchable, free, for the people it belongs to.

Two agreements, set by your licence.

In Florida, only attorneys, CPAs and licensed private investigators may be paid to recover this money. The agreement you sign is decided by which one you are.

Florida attorneys and law firms

What they sign
Bar Agreement — a flat data licence
At checkout
$499 per record
Owed afterwards
Nothing, ever

Florida CPAs and licensed private investigators

What they sign
Representative Agreement
At checkout
$99 lock fee
Owed afterwards
6% of gross recovery

Former owners, on their own money

What they sign
Nothing to sign
At checkout
$0
Owed afterwards
Nothing, now or later

Flat for attorneys because Rule 4-5.4(a) of the Rules Regulating The Florida Bar forbids a lawyer from sharing legal fees with a nonlawyer. There are no plans, no tiers and no seats.

Technical plate: an orthographic elevation of a county records filing system, drawn in hairlines with callout leaders.
Plate 1 — sixty-seven clerks, one ledger

How a record reaches the Ledger.

  1. 01

    Sweep

    Every county clerk's unclaimed surplus publication, read in whatever shape it arrives: PDF, HTML table, spreadsheet.

  2. 02

    Resolve

    The titleholder of record matched against the clerk's official records by parcel and tax deed number.

  3. 03

    Read the liens

    Senior mortgages scanned, homestead and probate flagged. Not running yet: every record in the Ledger today is marked “Liens unverified”, never guessed.

  4. 04

    Estimate, then floor

    Until the lien read ships, the $25,000 floor is applied to the balance the clerk publishes. Below it stays free and searchable. Above it, the record sells once.

Every displayed figure carries the date it was last verified. A record whose funds have been paid out is marked Retired, and a retirement is the proof the data was good.

Where we stand

  • We never contact a former owner.
  • We never file a claim, and we are never anyone’s representative.
  • We never sell the same record twice.

We are the supplier. That is the whole design: we cannot appear on the other side of a case our own customers are working.

The Ledger is open. 256 records, $3.4M held by the clerks.

Free to search by name, parcel or certificate number. Your first record is free, and a former owner never pays us anything.

Open the Ledger

No signup, no card, no email.